Saving Mates — Group Savings & ROSCA App
Build wealth and friends together. Digital group savings, rotating ajo, esusu, stokvels, and ROSCAs — zero admin and a transparent ledger. Start free.
What is Saving Mates?
Saving Mates is a group savings and ROSCA app for rotating circles such as ajo, esusu, and stokvels. It keeps schedules, treasurer-verified records, and optional member votes. Money moves through the group bank account; the app is the ledger.
Is Saving Mates the same as Savemate?
No. Saving Mates is group savings and ROSCA software for trusted circles. Consumer apps named Savemate or savemates.app are a different product. If you searched for a digital ajo, esusu, or stokvel app, you are in the right place.
Does Saving Mates hold our group’s money?
No. Saving Mates does not take custody of group funds. Contributions and payouts move through the group’s own bank or savings account. The treasurer verifies payments; the app records who paid and when.
What is a ROSCA, ajo, or esusu?
A ROSCA is a rotating savings and credit association: members contribute on a schedule and take turns receiving the pot. Ajo and esusu are Nigerian names for the same structure. Stokvels, chamas, and tontines are related traditions.
Can we still use WhatsApp for our savings group?
Yes. Keep WhatsApp for chat. Use Saving Mates for the ledger, reminders, payout order, and votes so payment disputes are not buried in a group thread.
Is Saving Mates free to start?
Yes. You can start a group on the free tier. Core, Growth, and Scale plans add advanced governance such as votes, cycles, and rule changes.